Business Banking Services
We offer business checking, savings, and loan options tailored to your needs. We understand the unique challenges your business faces, and our services are designed to grow with you from start-up to success.
Business Checking
We offer a wide range of business banking services to meet your needs. Take a look and see what's right for you.
Business Checking:
Choose from our Business First or Business Advantage accounts:
Contact us with the "Get Started" button to the left to find out what account is best for your business.Cash Management:
With our Cash Management Services, we can help you with payroll files, customer billings, and more.
Business IOLTA Accounts:
Do you have a law practice? We offer IOLTA Accounts!
Terms
*All accounts are subject to change without notice.
Business Savings
We offer a wide range of banking services to meet your needs. Take a look and see what's right for your business.
Interest-Bearing Savings:
With our Money Market Savings Account or First Reserve Account, you earn a competitive return on your money while keeping your resources accessible.
Terms
* Interest accrues at First National Bank & Trust's prevailing market rates. Interest rates may change at any time. Rates are available upon request at any of our locations during regular banking hours.
** All accounts are subject to change without notice.
Agricultural Loans
Our AG loan professionals are experts in understanding the farm and ranch industry because they're in the business, too.
"Once you get that in your blood, you're not going to get it out," says Chief Lending Officer and Senior Vice President Jason Redd, an Elk City native and cattle rancher.
AG Operation Financing
For asset acquisition and operational needs, we have AG financing for:
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Agricultural Real Estate Livestock
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Farm Equipment
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Farm Operating
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Crop loans
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More
When financing your AG operation, you need someone who knows agriculture. Our loan officers are highly experienced in AG lending, and we're proud to work with farmers and ranchers all over.
Why?
The AG sector is the backbone of Western Oklahoma, and First National Bank and Trust of Elk City and Sayre is here to help make a difference.
Certificate of Deposit and Deposit Account Loans
We offer a wide range of banking services to meet your needs. Take a look and see what's right for you.
Certificate of Deposit/Deposit Account Loans
Our Certificate of Deposit and Deposit Account Loans have flexible repayment options and terms. The proceeds can be used for AG, commercial, individual, family, or household purposes.
These are simple, low-cost means to obtain credit without depleting cash reserves.
Terms
*Interest accrues at First National Bank & Trust's prevailing market rates. Interest rates may change at any time. Rates are available upon request at any of our locations during regular banking hours. Separate qualifications required.
Commercial Loans
We offer a wide range of banking services to meet your needs. Take a look and see what's right for you.
We're Here to Help Small Business
Small businesses play an important role in the communities we serve.
We're here to help them succeed with loans for:
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Commercial Real Estate
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Commercial Operating Commercial
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Vehicle/Equipment
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Commercial
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Construction
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More