---
title: About Us
description: Discover First National Bank & Trust of Elk City and Sayre, offering reliable financial services with a commitment to community, customer care, and a rich history since 1901.
---
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# About Us
###### "At First National Bank and Trust of Elk City and Sayre, we value getting to know our customers and treating them like family. Our bank has been offering financial services since before statehood, and it is our goal to always look ahead and provide customers with the best opportunities for financial stability and success. We are proud to serve as a pillar of the community, supporting other local businesses and making Western Oklahoma a place families can grow and call home."**— Sandy Werner** Chief Executive Officer/President
## Our Vision
##### At First National Bank & Trust, we are truly committed to working **WITH** our customers in helping them to succeed.
###### Providing the people of Western Oklahoma a strong and complete financial home.
###### Caring for our customers with friendly, dependable, personal service through every stage of life.
###### Honoring our heritage as leaders in service to our communities.
## What is the First National Bank & Trust difference all about? Just ask our customers...
###### **TRUST** "Our family’s 28 years of success was made possible by the trust and confidence built on the foundation of that first meeting and the relationship that has been cultivated over many years." - **Chad Smith**
###### **COMMUNITY** "The people that work at First National are heavily involved in the community... \[they\] will make you feel like you're a part of the First National family." - **Spencer Smith**
###### **STABILITY** "My grandfather started doing business with FNB in the early 1920s... times change, people change, and business changes as time goes by, but through the years FNB could be counted on for honesty and stability." - **Kent Watkins**
###### **PARTNERSHIP** "This year marks my 20th year in the radio business. I bought my first station with the help of First National Bank & Trust of Elk City and Sayre and would not be where I am today without this partnership that has lasted 20 years and counting. First National Bank & Trust of Elk City and Sayre - There is a difference!" - **Blake Brewer**
###### **LOYALTY** "Friends, neighbors, community. That's what First National is to me. And like Barber/Dyson, customers come first." - **David Dyson**
###### **FRIENDSHIP** "'Friends/Loyalty' - That describes the way we feel about First National." - **Sharon Jones**
## Our History
###### On March 21, 1901, just nine short days after the first townsite lots for the new city of Elk City were sold, the Thurmonds - E.K., A.L., O.H., A.N., and I.C. - formed the First National Bank of Elk City. The bank was started with $25,000.00 in capital. While the “Thurmond Brothers” have long gotten credit, it was actually brothers Erasmus Kleber, Arthur Leslie, Oscar Holmes and Ira Clarence along with their mother Amanda Neff Thurmond who founded the bank.
###### Since such meager beginnings, both Elk City and First National have grown in size and stature. Since 1901, descendants of the Thurmond Brothers have owned and managed the bank.
###### The bank has changed locations three times. The original bank location was one of the first buildings built in Elk City. In 1903 First National had outgrown its frame quarters and a beautiful new two-story brick building was constructed.
###### During construction of the new building the business of the bank was carried on in the old building which was set in the middle of East Broadway Avenue until the new building was finished. Upon completion of the new building, the old frame building was sold and moved. It was later used as a classroom when the school burned down. Today a replica of the original bank building stands in the Old Town Museum Complex in Elk City.
###### As many banks came and went throughout the first of the century, FNB stood strong and grew stronger. As FNB approached its fiftieth anniversary, it planned a complete remodel and renovation of its bank building. By this time FNB had been given the nickname as "Old Reliable" because no matter what was thrown its way it still stood strong.
###### Although later again remodeled, this bank building is still standing. In 2021 the building was donated to the Elk City Chamber of Commerce, although the Bank continues to have a presence there with an ATM and night drop. In the 1980s, we moved into a newer and bigger building and better meet our customers' needs. Later, the bank acquired trust powers; changed its name to First National Bank & Trust, Elk City, Oklahoma; opened a branch in Sayre, Oklahoma; and purchased the Mike Neff, Cooper West and McKeever insurance agencies to form the Western Oklahoma Insurance Agency, Inc., in order to expand our services.
###### Today, First National Bank & Trust is consistently recognized by independent bank rating agencies as one of the top banks in the country. It is the only local bank that started with Elk City and it is the only local bank that has been under the same ownership and management since 1901. From its meager beginnings in 1901, the bank has grown to over $326,000,000 in total assets and over $34,000,000 in capital.
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| [ELK CITY](https://www.fnbec.com/elkcity.html?hsLang=en) 2714 W. 3rd St. 102 S. Main St. [580.225.2580](tel:5802252580) | [SAYRE](https://www.fnbec.com/sayre.html?hsLang=en) 711 N.E. Highway 66 [580.928.2580](tel:5809282580) |
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